Last updated 23 October 2026

Terms

These terms cover the pages at quorumpips.com. They are a reading agreement, not an account and not a contract for a financial product.

1. Words used here

   “Sheets” means the study sections. “Writing team” means the people who draft them. “You” means the person reading. No other party is created by these words.

2. What the sheets are

   They explain financial-literacy ideas, market mechanisms, instruments, economic concepts, a startup stake as a concept, and how a classifier sorts text. They are a course. They are not advice, not a signal, and not a place to transact.

3. Acceptable use

   Read, quote a short passage with a link, and send a message through the form. Do not present the sheets as a personal recommendation, and do not send unlawful or automated junk through the form.

4. The wording

   The sentences and the diagrams are published by the writing team. You may not copy a whole sheet onto another site and present it as your own course. A short quotation with credit is fine.

5. Limits

   The pages are study material. The writing team is not liable for a decision you make after reading, for a loss of capital, or for a gap between a description and a later market. Where a liability cannot legally be set aside, it is limited as far as the law allows.

6. Risk stays with the reader

   Money put into trading or investing can be lost in part or in full. A startup stake can be illiquid and can lose its entire value. Prices move. A note about software that labels sentences is not a suggestion to rely on that software.

7. No product is sold

   The project publishes free educational pages. It does not sell, broker, manage or recommend a financial product and it takes no commission for recommending any. Nothing here opens an account or routes an order.

8. Law and contact

   These terms are read under the laws of Tasmania and the Commonwealth of Australia, without turning the correspondence address into a registered office. Questions go to info@quorumpips.com or 0491 570 156. Street line: Level 2, 14 Quorum Lane, Hobart TAS 7000, Australia.